Well 1.) B uses cash primarily and 2.) I like to use cash primarily.
As soon as it's payday I do my biweekly budget and withdraw all the money I'm going to spend in cash such as groceries and bills. It's less tempting to use my credit card and that way I have the opportunity to receive change.
What's the total right now? $360.46.
And let's just note this is change that normally people throw away or leave under the seats in their car but instead I've hoarded it and it's paying for my birthday vacation. Try it.
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